ACA Facts


The Patient Protection and Affordable Care Act of 2010 (better known as the Affordable Care Act or simply the ACA) has faced skepticism and criticism from many, but few Americans truly understand what is in the law. This landmark health reform law contains many provisions that will help ensure accessible, comprehensive, affordable, non-discriminatory coverage for consumers, especially people with disabilities. Here, AUCD offers facts about the law and its implementation. Each week, new facts will be posted and highlighted in our weekly policy newsletter Legislative News In Brief.





A Guide To Budget Reconciliation: The Byzantine Rules For Disassembling The Health Law

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After capturing the White House, Republicans put repealing the health law at the top of their to-do list. But since they can't get around a Democratic filibuster in the Senate, they are forced to use an arcane legislative tool called budget reconciliation to disassemble parts of the law. KHN's Julie Rovner and Francis Ying explain the process.



Archived Webinar: Affordable Care Act Implementation - What Happens Next?

Do you still have questions about what the Affordable Care Act means for people with disabilities? Open enrollment starts October 1, and health coverage starts January 1, so join this timely webinar to learn about the current status of ACA implementation and some key details important for people with disabilities, families and professionals.



ACA Facts: Affordable Health Insurance Exchanges

The ACA ensures affordable coverage is available to all through a state-based competitive marketplace.



ACA Facts: Medicaid and CHIP Expansion

The ACA extends Medicaid and CHIP coverage to encompass a broader range of individuals, including people with disabilities.



ACA Facts: Patient Protections

The Affordable Care Act protects your choice of doctors and out-of-network emergency services.



ACA Facts: Ending Pre-existing Condition Exclusions and Discrimination

The Affordable Care Act prohibits insurers from discriminating based on health status or condition.



ACA Facts: Lifetime and Annual Limits on Coverage

The Affordable Care Act prohibits lifetime and annual limits on coverage.



ACA Facts: Guaranteed Issue and Renewal

The Affordable Care Act requires insurers to sell and renew health policies to any qualified applicants regardless of health status or disability.



ACA Facts: Insurance Rescissions

The Affordable Care Act prohibits insurers from canceling coverage for mistakes made on applications.



ACA Facts: Accessible Diagnostic Equipment Standards

The ACA addresses the current problems of lack of accessible medical and mobility equipment.



ACA Facts: Children Covered to Age 26

The Affordable Care Act requires insurers to cover dependent children up to age 26 on their parents' plans.



ACA Facts: Individual Responsibility (Mandate) Provision

The ACA ensures most individuals are enrolled in a health plan that covers their basic minimum needs.



ACA Facts: Preventive Care at No Cost to Consumers

The Affordable Care Act requires many insurers to cover certain preventive services at no cost to consumers, including autism and developmental screenings for children.



ACA Facts: Essential Health Benefits

The Affordable Care Act ensures all health plans include a comprehensive set of services and items known as the "essential health benefits."



ACA Facts: Prevention and Public Health Fund

The ACA creates the first mandatory funding stream dedicated to improving public health in the U.S.



ACA Facts: Easy to Understand Summaries of Coverage

The Affordable Care Act requires health insurers to provide clear, understandable information about their benefits and coverage.



ACA Facts: Internal and External Appeal of Denials

The Affordable Care Act ensures an internal and external appeals process for consumers who are denied coverage.



ACA Facts: Annual Public Review of Premium Increases

The Affordable Care Act protects against unreasonable increases in premiums.



ACA Facts: The Community Living Assistance, Services and Supports (CLASS) Act

The ACA creates a national long-term care insurance program to enhance independent community living.



ACA Facts: Community Transformation Grants

The ACA administers funding to states to focus on chronic disease prevention and healthy communities.



ACA Facts: Medical Loss Ratio

The Affordable Care Act ensures that at least 80% of premium dollars are spent on medical care and improving health care quality.



ACA Facts: Pre-existing Condition Insurance Plans

The ACA offers an insurance plan for those denied coverage because of a pre-existing condition.



ACA Facts: Wellness Programs

The ACA promotes wellness and health promotion programs in the workplace.



ACA Facts: Data Collection and Health Disparities

The ACA addresses health disparities for individuals with disabilities.



ACA Facts: Direct Support Workforce Provision

The ACA supports training programs for direct care workers employed in long-term care settings.



ACA Facts: Workforce Provisions: Cultural Competency and Dentistry Training

The ACA provides training on various initiatives to reduce health disparities and ensure quality access to community-based services.



ACA Facts: Workforce Provisions: Primary care training grants

The ACA provides capacity building for primary care physicians in the field of family medicine.



ACA Facts: Oral Health

The ACA supports implementation of a variety of initiatives relating to oral health prevention and access.



ACA Facts: New Simplified Standards for Electronic Exchange of Information

The ACA simplifies the electronic exchange of information.



ACA Facts: Early Retiree Reinsurance Plan (ERRP)

The ACA aims to ensure retiree receive quality, affordable insurance.