GINA

The Genetic Information Nondiscrimination Act protects all Americans by prohibiting insurers in both the group and individual health insurance market from

• "requesting or requiring" genetic testing of an individual or his family, or
• using genetic information to determine eligibility or establish premiums;

and by prohibiting employers, including employment agencies and labor organizations, from

• "requesting or requiring" genetic testing of an individual or his family, or
• using genetic information to make hiring or promotional decisions, or when determining eligibility for training programs.